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Practical Excel and data write-ups for analytics, finance, operations, marketing and product teams — every one with a working formula and, usually, a free workbook.

A financial analyst reviewing contract documents and spreadsheets on a laptop
Excel 365 · 14 min read

Build an ASC 606 Contract Modification Engine That Auto-Classifies and Calculates Catch-Up Adjustments

One contract modification has three possible accounting answers, and the one you land on is decided by a ratio most workbooks never calculate. Here's the classic build that derives the classification instead of asking for it, the Excel 365 LET that spills all three treatments side by side, and a free workbook that ties every one of them back to total consideration.

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Excel 365 · 10 min read

Build a Loan Amortization Schedule in One Formula (No Helper Columns)

Most amortization tables are a fragile ladder of copy-down formulas that shatter the moment you insert a row. Here's the classic PMT/IPMT/PPMT build that never chains off the row above, the Excel 365 spill that produces all 360 rows from one cell, and a free workbook that also prices what an overpayment actually buys you.

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Excel 365 · 11 min read

Why Your NPV Is Wrong (and the XNPV Fix Analysts Swear By)

Excel's NPV function quietly assumes your first cash flow lands one full period in the future, so it discounts the whole project by an extra period and hands you a number that is 9% light. Here's the classic fix, the XNPV/XIRR way for real dates, and a free workbook that reproduces every answer from first principles.

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A grid of empty pale-blue shelf compartments
Excel 365 · 9 min read

Build a Dropdown List That Removes Items Once They're Picked

Standard Data Validation dropdowns have no idea what's already been chosen elsewhere — which is exactly how the same meeting room, laptop or seat ends up double-booked. Here's the classic OFFSET trick, the one-formula 365 FILTER fix, the one hole neither of them closes, and a free workbook.

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A curved blue running track marked with white lane lines
Excel 365 · 9 min read

Fix Top-N Lists That Duplicate a Name When Scores Tie

LARGE + MATCH silently repeats a row and drops a real entrant the moment two scores tie — a bug that hides in plain sight on every sales leaderboard, because the total still comes out right. Here's the classic RANK+COUNTIF fix, the one-formula 365 SORTBY+TAKE alternative, and a free workbook.

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Rows of pale filing folders receding down a shelf
Excel 365 · 9 min read

How to Find the LAST Matching Value (Not the First) in a List

VLOOKUP and INDEX-MATCH always grab the first match — a silent bug the moment your data is a running log, and one that reports every order in the sheet as still sitting at step one. Here's the classic LOOKUP trick, the one-line XLOOKUP fix, and a free workbook that runs both side by side.

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Excel 365 · 10 min read

Tiered Commission Formulas in Excel 365: Why VLOOKUP Gets It Wrong

VLOOKUP hands the whole amount one flat rate. Graduated commission, tax brackets and bulk pricing need marginal maths instead — here's the SUMPRODUCT one-liner that works in every Excel, the 365 MAP version that spills the whole column, and a free workbook that proves both against a hand-built calculation.

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